General questions
What does Unity 1 Collective do?
Unity 1 Collective is an independent sales agent for multiple payment processors and financial institutions. Merchant accounts are provided by those processors and their sponsor banks, identified in each merchant's application and agreement. We help low- and high-risk businesses find a program that fits and guide them through a complete application.
Are you a processor or a bank?
No. Unity 1 Collective is an independent sales agent, not a bank or processor. Merchant accounts are provided by processors and their sponsor banks, identified in your application and agreement. The processor reviews your application and sets approval, pricing and terms.
Do you work with high-risk businesses?
Yes. We work with both low-risk and high-risk merchants and help find programs that fit, subject to ISO/processor review.
What will I need to apply?
You'll supply your own business documents, owner ID, and recent processing or bank statements, so the application is complete. The exact list may vary by ISO/processor. We'll follow up by email with what's needed; please don't send documents through the website.
Is approval guaranteed?
No. Every application is subject to ISO/processor underwriting and approval.
How do I get started?
Send us a message through the contact form or email austin@unity1collective.co. We'll follow up by email with next steps and what's needed.
I'm an ISO, payfac or agent. How do we work together?
Send us a message through the contact form (choose "I'm an ISO, payfac or agent") and we'll follow up by email.
Tell us what you need
Merchant inquiry
Low-risk or high-risk, send us a message and we'll follow up by email.
ISO partner inquiry
Want complete, well-prepared merchant applications? Let's talk.