Processing help for low-risk and high-risk businesses
We help match you with a processing program that fits your volume and risk, then guide you to a complete application.
Low-risk businesses
We help you find a program that fits your monthly volume and the way you take payments: in person, online or both.
If your business has a typical risk profile, we focus on fit: your volume, how you take payments, and a complete application.
High-risk businesses
Some businesses are harder to place. We help match you with processor programs we work with that consider higher-risk businesses, subject to their review.
If you've been told your business is high-risk or hard to place, we help you prepare a complete application for processor programs that consider higher-risk merchants. Approval is always their decision.
Your documents make the application complete
When it's time to apply, you supply your own documents, IDs and statements, so the application we help you send to the processor is complete. We'll follow up by email with exactly what's needed. Nothing is uploaded through this website.
- Business documents
- Owner ID
- Recent processing or bank statements
The exact list may vary by ISO/processor.
Please don't send documents, statements, IDs, SSNs, card numbers or bank details through the website. We'll follow up by email with what's needed.

Send us a message
We'll follow up by email with what's needed. All applications are subject to ISO/processor review; no approval is guaranteed.
Or email austin@unity1collective.co with the subject "Merchant inquiry".